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Harvard Kennedy School Logo
 
Raymond Kluender
July 20, 2021, Paper: "Question  What is the total amount and distribution of medical debt in collections in the US? Findings  In this retrospective analysis…
Harvard Kennedy School Logo
 
Raymond Kluender
November 19, 2020, Paper: "A more generous consumer bankruptcy system provides greater insurance against financial risks but may also raise the cost of credit. We study this trade…