This paper tests for bias in consumer lending using administrative data from a high-cost lender in the United Kingdom. We motivate our…
In expanding its program that lets residents vote on public spending, New York City is enlivening democracy and engaging the electorate.
Do 40-Year-Old Facts Still Matter? Long-Run Effects of Federal Oversight under the Voting Rights Act
In 2013, the Supreme Court struck down parts of the Voting Rights Act that mandated federal oversight of election laws in discriminatory…
This paper argues that the debt forgiveness provided by the U.S. consumer bankruptcy system helped stabilize employment levels during the…
As a project in Long Beach demonstrates, treating people as individuals rather than as statistics can yield big benefits.
“Meet the Ganguli family, new arrivals from Calcutta, trying their best to become Americans even as they pine for home. The name they…
“In 1925, Josephine is the proud owner of a thriving farm. As a child, she channeled otherworldly power to free herself from slavery. Now,…
“What is it like to be a refugee? It is a question many of us do not give much thought to, and yet there are more than 25 million refugees…
“Young Hiram Walker was born into bondage -- and lost his mother and all memory of her when he was a child -- but he is also gifted with a…
“In our youth obsessed culture, we’re bombarded by media images and messages about the despairs and declines of our later years. Applewhite…